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Generali Central Life Insurance Company Limited., Unit 801 and 802, 8th floor, Tower C, Embassy 247 Park,L.B.S. Marg, Vikhroli (W),Mumbai- 400 083

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Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.

1800 102 2355

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Life Insurance Plans

Life insurance is an irreplaceable part of a sound financial plan. It helps in securing your family's financial future in case of an unfortunate event like your untimely death. It also provides you with a financial backup in case of an accident or any other event which may cause temporary or permanent disability and therefore loss of income.

Life insurance also helps as an investment tool. It builds your wealth in a planned manner to meet your financial goals and future expenses such as buying a new house, marriage, child's education or retirement. Generali Central Life Insurance Company Limited offers a variety of simple-to-understand life insurance plans. These plans will help meet your various life needs such as protection, savings, investments, child's education, health etc.

Generali Central Long Term Income Plan

Presenting, Generali Central Long Term Income Plan - an individual, non-linked, non-participating (without profits), savings, life insurance plan that ensures financial stability through guaranteed long-term income.

Guaranteed Long-Term Income for up to 50 years plus Life Cover.
Increasing Survival Benefit through Loyalty Addition.
Get Income from as Early as Next Month
Option to Ensure Continuity of Income Benefits for Family in Your Absence.

UIN: 133N090V06

Generali Central Money Back Super Plan (NON-POS Variant)

Presenting, Generali Central Money Back Super Plan - an individual, non-linked, non-participating (without profits), savings, life insurance plan. The plan ensures the following benefits:

Regular Payouts with Guaranteed Money Back
Guaranteed Additions
Guaranteed Benefits on Survival and Maturity or Death
Tax Benefits under Section 80C and 10(10D)

UIN: 133N088V05

Generali Central New Assured Wealth Plan (NON-POS Variant)

Presenting, Generali Central New Assured Wealth Plan - an Individual, non-linked, non-participating, savings, life insurance plan. The plan ensures the following benefits:

Guaranteed Additions as a Percentage of Sum Assured
Guaranteed Sum Assured on Maturity
Option to Choose Policy Term and Premium Payment Term
Tax Benefits under Section 80C and 10(10D)

UIN: 133N085V03

Generali Central Lifetime Partner Plan

Presenting, Generali Central Lifetime Partner Plan - an individual, non-linked, participating (with-profits),savings, life insurance plan. The plan ensures the following benefits:

Increasing Guaranteed Income
Annual Cash Bonus (If declared)
Whole Life Cover till 100 years of Age
Tax Benefits under Section 80C and 10(10D)

UIN: 133N086V03

Generali Central Heart and Health Insurance Plan

Generali Central Heart and Health Insurance Plan, a comprehensive health protection plan, that safeguards you and your family against financial risks.

Cover from Early Stages of listed conditions
Lumpsum benefit on diagnosis
Option to buy a standalone Heart Cover
Option to get back your premiums on Maturity

UIN: 133N069V03

Generali Central Cancer Protect plan

A cancer insurance policy by Generali Central will help you stay financially and psychologically secure in case you or a family member of yours is diagnosed with Cancer.

Covers all stages of minor and major Cancer
Covers you till 80 years of age
No medical examination required
Cover for Smoker and Non Smoker

Know More

UIN: 133N063V03

Generali Central Assured Education Plan

A plan that arms you with the necessary funds to help your child gain admission into one of the finest colleges. This gives your child an ideal launching pad for a bright career.

3 options to match child's education milestones
Uninterrupted protection even in your absence
Enhance protection with Accidental Riders
Tax Benefits under section 80C and 10 (10D)

UIN: 133N057V02

Generali Central Assured Income Plan

Our Generali Central Assured Income Plan ensures that you get guaranteed returns on your investments along with the benefit of protection at all times.

Guaranteed* Income for 11/15 years
Additional maturity benefit upto 4.5 times AP#
Death cover from 17.5 to 34.5 times AP#
Tax Benefits under section 80C and 10 (10D)

UIN: 133N054V04

Generali Central Immediate Annuity Plan

Generali Central Immediate Annuity Plan is a Traditional Non-Participating Plan where you get the benefit in the form of regular income throughout your life.

Option of Life Annuity with return of Purchase Price
Lifetime Income to the Annuitant
Flexible payout modes- monthly or yearly
Tax benefits as per prevailing tax rules

UIN: 133N006V02

Generali Central Big Dreams Plan

This is a unit linked plan. In this policy, the investment risk in the investment portfolio is borne by the policyholder. It lets you create wealth while enjoying the benefits of insurance plan.

Unlimited free switches & partial withdrawals
Zero Allocation and Admin charge
Flexibility to Invest
Tax benefits under Section 80C & 10(10D)

UIN: 133L081V02

Generali Central Bima Advantage Plus

In Bima Advantage Plus policy, the investment risk in investment portfolio is borne by the policyholder. The linked insurance products do not offer any liquidity during the first five years of the contract.

Flexibility to choose Policy Term
Eligible for tax benefits
Helps maximise your returns
Combination of protection and investment

UIN: 133L049V03

Generali Central Wealth Protect Plan

This plan offers a combination of high cover (up to 30 times the annual premium) and investment to fulfil your long-term financial goals while safeguarding the interests of your dependents.

6 Fund Options to choose from
Flexible Premium Payment Frequency
Guaranteed Loyalty Additions at maturity
Option to make partial withdrawals from the funds

UIN: 133L036V03

Generali Central Sampoorn Loan Suraksha

This plan has been designed specifically for the new/existing customers of financial institutions. The Plan secures the credit/loan by providing death and critical illness cover to the borrowers.

This plan provides level cover and reducing cover
This plan comes with 3 options , where under option 2 & 3 critical illnesses are also covered
This plan can be taken as a single life, joint life or as a co- borrower.
Maximum entry age available in this plan is up to 70 years

UIN: 133N066V02

Generali Central Group Superannuation Plan

Generali Central Group Superannuation Plan is a Non Linked Participating Group Superannuation Product offering fund management.

This Product offers Fund Management for two types of schemes, Defined Benefit Scheme and Defined Contribution Scheme.
Under this plan Earnings will be shared through declaration of annual bonus at the end of each financial year.
This plan provides flexibility in payment of contribution in yearly , half yearly ,quarterly and monthly
Maximum entry age under this plan is up to 79 years

UIN: 133N043V03

Generali Central Group Leave Encashment Plan

Generali Central Group Leave Encashment Plan is a non-linked non-participating group leave encashment product offering fund management.

This Plan offers Fund Management of employers' liability and life cover to the employees.
This plan offers interest income which gets credited to the policy at the end of financial year.
The plan has a uniform life cover of Rs. 5000 per member
This plan provides flexibility in payment of contribution in yearly , half yearly ,quarterly and monthly

UIN: 133N044V03

Generali Central Group Gratuity Plan

Generali Central Group Gratuity Plan is a non-linked non-participating group gratuity product offering fund management.

This plan helps you build a Gratuity Fund systematically, benefiting from investment returns which are safe and stable.
This plan offers interest income which gets credited to the policy at the end of financial year.
This plan allows liquidity i.e. money will be available anytime to meet benefit payout
The plan has a uniform Life cover of Rs. 5000 per member

UIN: 133N045V03

Generali Central Group Term Life Insurance Plan

This plan is designed for groups that want to provide affordable life insurance coverage to their members.

This plan helps you monetarily secures the families of employees or members
Sum assured is paid on death of a member covered under this plan
It is a tool which incentives the employee and improve the employer attention
This plan allows to add and delete members on a monthly basis.

UIN: 133N003V04

Generali Central Loan Suraksha

It is a single premium term insurance plan designed to provide life cover to borrowers in turn securing the credit/loan

This loan insurance plan can be taken on a single life as well as on a joint life or as a co-borrower
This plan offers the following variants: Reducing Cover and Level Cover
This plan provides Moratorium period from 1 to 7 years.
Additional insurance coverage can be opted in case of additional loans.

UIN: 133N053V02

Generali Central Comprehensive Employee Benefits Plan

A Unit Linked Fund Based Group Life Insurance plan designed specifically for employers to manage the statutory responsibility of providing Gratuity and various other employee benefits such as Leave Encashment and Superannuation.

A single plan to manage all employee benefits – gratuity, leave encashment and superannuation.
Get rewarded with loyalty additions, which depends upon the size of the fund.
This plan provides the option of systematic transfer of funds
Maximum entry age that is available is up to 79 years

UIN: 133L080V02

Generali Central Flexi Online term plan

Generali Central Flexi Online Term Plan offers complete protection and financial security of your dependents in case of any unforeseen circumstances.

Covers till 75 years of Age
Receive Death Benefit as Lumpsum or Monthly Income
High Sum Assured Discount
Low premium rates for Non Smokers and/or female lives

Know More

UIN: 133N058V04

Generali Central Express Term Life Plan

With Generali Central’s Express Term Life Plan you can secure your family’s lifestyle, today and tomorrow.

Offers comprehensive long term protection at affordable rates
Customised plan to suit your individual requirements
Flexibility to choose your policy and premium terms
Provides lump sum benefit on death or terminal illness

UIN: 133N082V03

Generali Central Big Dreams Plan.

This is a unit linked plan. In this policy, the investment risk in the investment portfolio is borne by the policyholder. It lets you create wealth while enjoying the benefits of insurance plan.

Unlimited free switches & partial withdrawals
Zero Allocation and Admin charge
Flexibility to Invest
Tax benefits under Section 80C & 10(10D)

Know More

UIN: 133L081V02

Generali Central Heart and Health Insurance Plan.

Generali Central Heart and Health Insurance Plan, a comprehensive health protection plan, that safeguards you and your family against financial risks.

Cover from Early Stages of listed conditions
Lumpsum benefit on diagnosis
Option to buy a standalone Heart Cover
Option to get back your premiums on Maturity

Know More

UIN: 133N069V03

Generali Central Cancer Protect plan.

A cancer insurance policy by Generali Central will help you stay financially and psychologically secure in case you or a family member of yours is diagnosed with Cancer.

Covers all stages of minor and major Cancer
Covers you till 80 years of age
No medical examination required
Cover for Smoker and Non Smoker

Know More

UIN: 133N063V03

Generali Central Flexi Online term plan.

Generali Central Flexi Online Term Plan offers complete protection and financial security of your dependents in case of any unforeseen circumstances. It can be purchased anytime, anywhere at your convenience.

Covers till 75 years of Age
Receive Death Benefit as Lumpsum or Monthly Income
High Sum Assured Discount
Low premium rates for Non Smokers and/or female lives

Know More

UIN: 133N058V04

Tools & Calculators

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Customer Testimonials

Here's what Customers like You have to say about us!

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Navin Khemka

Thank you for your kind words. We value your opinion since it helps us in creating a better customer experience. We strive to make your experience unforgettable at all times, and we're happy to say that we've succeeded!

Dilip Agnihotri

Sohini Khan

We are very overwhelmed on receiving positive feedback from one of our esteemed customers. Financially securing dreams and a future is where we meet our ambition. We look forward to achieving even more with you. Eternally grateful for all the clients and their trust!

Mr. KDR Achari

We are elated to be receiving such positive feedback. We try to always strive to exceed our customers’ expectations, unparalleled service experiences and make their investment journey a memorable one.

Mr. Balraj Wadhera

We are delighted to receive such positive feedback. Thank you for taking the time to share your experience with us. We feel lucky to have customers like you, and we hope to continue providing great service to you.

Mrs. Snehlata Wadhwa

It is a pleasure to hear your kind words. Thanks for sharing your story with us. We appreciate you taking the time to do so. We strive to meet expectations just like yours, and we're pleased to hear that we've met them.

Mr. Phoolchand Jakhad

Thank you for such an awesome review, Mr. Phoolchand. We appreciate your time and efforts. We work hard to meet expectations like yours, and we’re happy to hear we hit the mark for you.

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Why Choose Us

1369

Self & Partner Branches
Total Number of Active Lives Covered:

FY2021-22: 12,36,892

FY2022-23: 11,72,733

FY2023-24: 10,42,598

FY2024-25: 897,635
₹87.84 Billion

Worth of Asset Under Management
Individual claims settlement ratio for

FY2021-22: 96.15%

FY2022-23: 95.04%

FY2023-24: 96.08%

FY2024-25: 98.08%
Group claims settlement Ratio for

FY2021-22: 95.63%

FY2022-23: 96.00%

FY2023-24: 99.18%

FY2024-25: 99.78%

Data as on 31^st March 2025

Frequently Asked Questions

1. What is Life Insurance?

Life insurance is a financial safety net that supports your loved ones in your absence. If something happens to you, it provides them with funds to help cover everyday expenses, repay debts, and achieve future goals. It gives you peace of mind, knowing your family’s financial future is secure— no matter what.

2. How do I choose the right life insurance plan?

The right plan depends on your needs. Start by assessing your life stage, financial goals, and the needs of your family. Consider factors like your income, outstanding loans, future expenses and goals (like children’s education, foreign travel, study abroad), and desired coverage amount. We offer a wide range of plans that cover multiple goals and budgets. To get a better idea and make a confident choice consult with a financial advisor or call us at XXX.

3. How much life insurance coverage do I need?

A good rule of thumb is to aim for coverage that's 10–15 times your annual income. Consider your family’s living expenses, outstanding loans, children’s education, and long-term goals. The right amount ensures your loved ones can

4. How can I purchase insurance?

We would love to help you choose and buy the right policy for your needs. Call our toll-free number 1800 102 2355, or drop us an email at care@generalicentrallife.com. Reach out to us in any way that you prefer, and our team of experts will soon get back to you!

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